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Financial Guidance for Women & Their Advocates

Here Are Our Thoughts On Everyday Financial Questions That Impact People Like You.

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401k Savings on Track?

Is Your 401(k) Savings on Track?

Saving for retirement is a lifelong process, one that evolves as your career, income, and goals change. For many people, a 401(k) or similar employer‑sponsored plan forms the foundation of
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Guide to marriage and finances

Marriage & Money: Building a Strong Financial Partnership

Crafting a Shared Financial Future Marriage marks the beginning of a shared life, one built on partnership, trust, and the decisions you’ll make together in the years ahead. Conversations about
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Women-Medicare Enrollment-Healthcare Planning

Medicare Enrollment: Key Considerations Before & After Age 65

Reaching 65: A Milestone Worth Celebrating Turning 65 is more than a birthday, it’s a gateway to new possibilities, including access to Medicare. Whether you’ve timed your retirement to coincide
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health savings accounts-tax strategy-triple tax free

Why Health Savings Accounts Are a Powerful Tool for Tax-Efficient Wealth Building

At Martos Wealth, we believe that every financial decision should reflect your values, support your long-term goals, and create space for future possibilities. One strategy that often goes overlooked and
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Long-term-investment-strategy-managing-emotional-investing-fiduciary-financial-advisor

Managing Emotions Is Part of Managing Wealth

In March 2020, the stock market dropped more than 10% in a single day. Many investors panicked and sold. But those who stayed the course or even continued investing were
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Four percent rule retirement spending

Retirement Spending Strategies: Is the 4% Rule Still Relevant-or Is a U-Shaped Curve More Realistic?

You’ve spent decades building a strong financial foundation. Now, as you transition into retirement, the question becomes: How do you turn your wealth into sustainable income that supports your lifestyle,
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